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The Cost Of Lunch

lifestyle Jun 22, 2020

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How often do you eat out for lunch at work? For many Americans, eating lunch out is a part of their daily routine.

But how much is your lunch costing you over the long haul?

For ease of numbers, let's assume that eating lunch out runs you about $10. Let's also assume that the cost of making a lunch to bring from home is $5. Some studies show as low as $4, others as high as $6.50. To make our numbers easy, we will stick with a $5 lunch from home. 


- OVER A YEAR, EATING LUNCH OUT WILL COST YOU AN EXTRA $1305
- This is assuming 261 working days in the year, during which you saved $5 each day by bringing your lunch. That is a lot of money! If you make an annual salary of $50,000, this is 2.6% of your annual income - spent on LUNCH. Guys, grab a cute lunch box and a reusable water bottle (I have this one) and make it work. 

- IF YOU INVESTED YOUR SAVED LUNCH MONEY (BY PACKING A LUNCH), YOU WOULD HAVE $8,268 AFTER 5 YEARS
- This is assuming you are getting an 8% rate of return over 5 years. This is a NICE chunk of change, which results from investing only $5 each working day. 

- IF YOU CONTINUED INVESTING YOUR SAVED LUNCH MONEY (BY PACKING A LUNCH), YOU WOULD HAVE $159,661 AFTER 30 YEARS
- This is an INSANE number. If you spent the next 30 years packing your lunch to work, you could quite literally add over 150K to your retirement nest egg. This amount of money could change how soon you can retire, or dramatically change your lifestyle in retirement. 

Even though spending that extra $5 per day eating out at lunch may seem like no big deal, the potential you are missing out is tremendous. Consider packing your lunch and investing $5 each working day instead - the results could be life changing. ​

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